Loan Checklist:
- Executed sales contract on property being purchased
- W-2 forms for the previous two years
- Year-to-date signed profit and loss, if self employed
- Names and phone numbers both listing and selling agents
- Copy of listing and/or contract on any properties currently for sale
Read More »»Mortgage Tips:
- Review your credit report. In many states, reports can be requested for little or no cost. Request changes to any report that is in error
- If a creditor does not respond to the credit reporting agency within 30 days, the report must be taken off your credit report
- If you've been turned down for credit, get your report for no charge
Read More »»Expert Tips:
- Don’t get new credit cards, even when stores offer a discount in return for applying for a card
- Pay all credit card bills on time, even if it means paying utility bills late
- Close out unused credit card accounts
- Maintain at least one of your oldest cards to show a lengthy credit history
Read More »»
